Pension Review Process
We follow a simple process to help make sure your pension is working how you want it to.
1. Review your current situation
Here we collect all the information regarding your existing pension plans and any other investments you wish to use for your retirement planning.
2. Look at your retirement goals
Now we look at the level of income you need, when you would like it and any cash lump sum required. We also need to consider any obstacles that may stop you achieving your goals.
3. Review your level of risk
Your level of risk is very important, most people’s investments or pensions do not reflect the level of risk they wish to take. We ask you a series of questions to assess your level of risk.
4. Review your options
When we have gathered the information above we can start to look at the options available to you.
5. Remodel your retirement plans
It maybe necessary to remodel your retirement plans so that they can start to work for you.
6. Pension plans into action
As with any plan you need to put your plans into action, we can assist, help you start and arrange any changes that are needed. Most people’s plans fail because they fail to make a start!
7. Regular professional reviews
Any plan is subject to change, we need to regularly check your progress, reassess your goals and check to see if your level of risk has changed. This may then require changes to your pension plans investment portfolio. We can help you along the way.
Put your plans into action
As with any plan you need to put them into action to achieve the desired result.
As Independent Financial Advisers we will provide a full report of any actions that we recommend and arrange for the changes to be implemented. We will deal with the existing pension providers and set up any new plans.
Our professional staff will handle the process from start to finish.
You maybe asking how we are paid, for further information go to How we get paid?
Most people’s plans fail because they fail to make a start!